National Loan Auditor’s principals and forensic auditing experts collectively possess over 80 years of forensic mortgage auditing expertise and experience. NLA’s professional mortgage industry experts provide quality control, pre-close and post-close loan auditing, risk-assessment consulting and fraud prevention to both the mortgage and banking industries. Over the course of time our services have expanded and evolved in order to accommodate an ever-changing market as well as the evolving needs of our clients.

National Loan Auditors has sought out and assembled a cohesive team of industry experts with the expertise and knowledge the current market demands. NLA’s team includes industry professionals with in-depth knowledge and experience specializing in mortgage compliance, mortgage auditing and software integration and forensic loan auditing software expertise.

National Loan Auditor’s corporate mission is to provide best-in-industry forensic loan audit services being recognized as the industries “gold-standard” known for integrity and transparency. NLA’s highest priority is to become the leading audit service provider while facilitating an industry need for additional services assisting the legal profession in its ongoing quest to uncover errors and misrepresentations in legal documentation.

National Loan Auditors constantly strives to provide our valued clients with unmatched customer service, the most cost effective business solutions as well as exceptionally qualified and experienced industry experts. National Loan Auditors offers attorneys a viable and cost effective alternative to permanent compliance staffing. We are committed to personal service and complete customer satisfaction.

National Loan Auditor’s primary goal is to provide the finest and most comprehensive suite of products and services in the business. National Loan Auditors reviews each file to ensure compliance with respect to investor and regulatory requirements along with sound responsible underwriting that ensure closing decisions were appropriately enacted.

National Loan Auditors specifically examines in great detail:

• NLA ensures that the loan was properly underwritten and sound judgment used.
• NLA reviews credit documents and calculations to ensure the borrowers had the ability and willingness to repay the debt.
• NLA reviews appraisals to ensure that the subject property represented adequate collateral for the mortgage.
• NLA conducts “red flag” underwriting reviews are on all loans to identify and locate any inconsistencies that may be indicative of lender fraud or misrepresentation.
• NLA reviews closing documentation to ensure that they conform to stated guidelines.
• NLA reviews disclosure documents to ensure they were compliant.
• NLA evaluates compliance to state and federal Anti-Predatory Lending (HOEPA Section 32).
• NLA utilizes the latest technological resources along with a staff of experienced underwriters to provide a thorough audit of the loan file. Each file is dealt with the highest level of confidentiality and reviews are completed in an expeditious manner.